/* CSS Document */
html,body {margin: 0; padding: 0; background-color: #FFFFF0; height: 100%;}
p {padding-top:0px; margin-top:0px; padding-bottom:6px; margin-bottom:6px;}  
h2 {padding-bottom:0px; margin-bottom:0px;} 

#headleft {
	position: absolute;
	left: 0;
	top: 0;
	width: 50%;
	height: 160px;
	margin: 0;
	padding: 0;
	background-color: #FFFFF0;
	background-image: url(../images/header_bgtl.gif);
	background-repeat: repeat-x;
	z-index: 1;
}
#headright {
	position: absolute;
	left: 50%;
	top: 0;
	width: 50%;
	height: 160px;
	margin: 0;
	padding: 0;
	background-color: #FFFFFF;
	background-image: url(../images/header_bgtr.gif);
	background-repeat: repeat-x;
	z-index: 1;
}
#bodywrapper {
	position: relative;
	margin-left: auto;
	margin-right: auto;
	top: 0;
	width: 818px;
	padding: 0;
	height: 100%;
	z-index: 2;
}
#headcenter {
	position: relative;
	top: 0;
	margin-left: auto;
	margin-right: auto;
	margin-bottom: 0;
	width: 796px;
	height: 155px;
	padding: 0;
	background-color: #96BDC0;
	background-image: url(../images/header_bgtc.gif);
	background-repeat: repeat-y;
	z-index: 3;
}
#maincontent1 {
	position: absolute;
	top: 155px;
	left: 1px;
	width: 816px;
	margin: 0;
	padding: 0;
	background-image: url(../images/frame_sides.gif);
	repeat: repeat-y;
	z-index: 4;
}
#headnav {
	position: absolute;
	bottom: 0;
	left: 198px;
	width: 598px;
	height: 40px;
	background-image: url(../images/header_bgnav.gif);
	background-repeat: no-repeat;
	z-index: 4;
}
#maincontent2 {
	position: relative;
	top: 4px;
	margin-left: auto;
	margin-right: auto;
	margin-bottom: 4px;
	width: 786px;
	min-height: 400px;
	padding: 0;
	background-color: #FFFFFF;
	z-index: 4;
}
#leftnav {
	position: absolute; top: 0;
	margin: 0;
	height: 300px;
	width: 191px;
	border-style: solid;
	border-color: #330000;
	border-width: 1px;
	padding: 0;
	background-color: #FFCCFF;
	z-index: 5;
}
#textarea {
	position: absolute;
	top: 0;
	left: 197px;
	width: 390px;
	min-height: 350px;
	border-style: solid;
	border-color: #330000;
	border-width: 1px;
	z-index: 5;
	background-color: #FFCCFF; 	
} 
#features {
	position: absolute;
	top: 0;
	left: 593px;
	height: 300px;
	width: 191px;
	border-style: solid;
	border-color: #330000;
	border-width: 1px;
	padding: 0;
	background-color: #FFCCFF;
	z-index: 5;
}
#bottomimages{
	position: relative;
	top: 0;
	margin-left: auto;
	margin-right: auto;
	width: 786px;
	height: 30px;
	padding: 0;
	background-color: #00FFFF;
	z-index: 5;
}	
#bottomshadow {
	position: relative;
	top: 0;
	margin-left: auto;
	margin-right: auto;
	bottom: 0;
	width: 816px;
	height: 15px;
	background-image: url(../images/frame_bot.gif);
	background-repeat: no-repeat;
	z-index: 5;
}
#footer {
	position: relative;
	top: 0;
	width: 816px;
	height: 30px;
	margin: 0;
	padding: 0;
	background-color: #FFFFF0;
	z-index: 5;
}
#fixedcrl {
	position: absolute;
	top: -1px;
	left: 0;
	width: 11px;
	height: 20px;
	margin: 0;
	padding: 0;
	background-image: url(../images/header_bgcrl.gif);
	background-repeat: no-repeat;
	z-index: 6;
}
#fixedcrr {
	position: absolute;
	top: -40px;
	right: 0;
	width: 11px;
	height: 40px;
	margin: 0;
	padding: 0;
	background-image: url(../images/header_bgcrr.gif);
	background-repeat: no-repeat;
	z-index: 6;
}
h1 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 15px;
	line-heigh: 17px;
	font-style: normal;
	font-weight: normal;
	color: #999999;
	text-decoration: none;
	border-bottom: solid 1px #C9C3A9;
	line-height: 17px;
}
h2 {
	color: #666666;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	text-decoration: none;
	border-bottom: solid 1px #C9C3A9;
	margin: 0; 
	padding-bottom: 0; 
}

/*  X-- stylesheet removed, div did not work on IE, replaced with table for now --X
#centercontent {
	border-top: solid 5px #000000;
	border-right: solid 4px #000000;
	border-left: solid 4px #000000;
}
*/

#bodygrey_wrap {
	position: relative;
	margin-right: auto;
	margin-left: auto;
	padding: 15px;
	border-style: solid;
	border-color: #C79468;
	border-width: 1px;
	min-height: 357px;
}
.bodygrey {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	line-height: 12px;
	font-weight: normal;
	color: #666666;
	text-decoration: none;
	margin-top: 0; 
	padding-top: 0;
	padding-bottom: 0; 
}
a.bodygrey:link {
	color: #A24512;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	font-weight: normal;
	text-decoration: none;
	margin-top: 0;  
}
a.bodygrey:visited {
	color: #A24512;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	font-weight: normal;
	text-decoration: none;
	margin-top: 0;  
}
a.bodygrey:hover {
	color: #A24512;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	font-weight: normal;
	text-decoration: underline;
	margin-top: 0;  
}
.h1sc { 
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 15px;
	line-heigh: 17px;
	font-style: normal;
	font-weight: normal;
	color: #666666;
	text-decoration: none;
	border-bottom: solid 1px #C9C3A9;
	line-height: 17px;
	font-variant: normal;
	text-transform: lowercase;
} .bodywhite {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	line-height: 12px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #FFFFFF;
	text-decoration: none;
}
.legal {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-style: normal;
	line-height: 12px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #666666;
	border-top-width: 1px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
	border-top-style: solid;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	border-top-color: #C9C3A9;
	margin: 0; 
	padding-bottom: 0; 
}

a.nav:link {
	color: #FFFFFF;
	padding: 2px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
}
a.nav:visited {
	color: #FFFFFF;
	padding: 2px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	text-decoration: none;
}
a.nav:hover {
	color: #D0E2E3;
	padding: 2px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: underline;
}
.nav {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #FFFFFF;
}
.navheader {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #E6E7D0;
}

.backtotop {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-style: normal;
	line-height: 24px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	color: #666666;
}
a.backtotop:link {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-style: normal;
	line-height: 24px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	color: #666666;
}
a.backtotop:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-style: normal;
	line-height: 24px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	color: #666666;
}
a.backtotop:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-style: normal;
	line-height: 24px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: underline;
	color: #666666;
}
	
.legal2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-style: normal;
	line-height: 10px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #666666;
	border-top-width: 1px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
	border-top-style: solid;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	border-top-color: #C9C3A9;
}
.expertquotes {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 20px;
	font-style: normal;
	line-height: 24px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	color: #666666;
	text-decoration: none;
}
.subheads_noline {
	color: #666666;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	border-top-width: 0px;
	border-right-width: 0px;
	border-bottom-width: 1px;
	border-left-width: 0px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: solid;
	border-left-style: none;
	border-bottom-color: #C9C3A9;
}
#breadcrumb_wrap {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-style: normal;
	line-height: 11px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	padding: 2px;
	background-color: #FFFFF0;
	border-style: solid;
	border-color: #C9C3A9;
	border-width: 1px;
	color: #999999;	
}
.breadcrumbs {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-style: normal;
	line-height: 11px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	padding: 2px;
	color: #999999;	
}
.breadcrumbs:link {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-style: normal;
	line-height: 11px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	
	color: #999999;	
}
.breadcrumbs:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-style: normal;
	line-height: 11px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	
	color: #999999;	
}
.breadcrumbs:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-style: normal;
	line-height: 11px;
	font-weight: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
	
	color: #666666;	
}